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| How and Why Does HBL Work? |
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The excitement is in the homes not the loans!
More than 90% of potential buyers seach the internet for homes before they do anything else. Almost all will inquire on foreclosures or homes for sale by owner first if given the choice because of the perception of a "deal".
Our system is designed to allow our member loan officers to capture the buyers before they start working with a real estate agent. Most will need need a mortgage loan and will be agreeable to work with an agent. Would you like to be in a position to cultivate your own purchase business and refer your clients to the agents of your choice? |
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| Purchase Leads with Foreclosures |
Buyers always want to know about foreclosures first!
Foreclosures have always been a strong attraction and an excellent way to pull in buyers. If twenty listing ads are in one place and one of the listing ads says "Foreclosure" you can always bet an interested buyer is going to be attracted to that ad first. We take advantage of that common tendency with this system.
Due to the fact above most HBL nembers are receiving home buyer leads on a daily basis. Most who are coming through our system have not yet formed a real estate agent or mortgage lender relationship. HBL member loan officers control the leads in their exclusive area, qualify them, and refer them to the agents of their choice. |

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| Features of our Foreclosure Marketing System |

Click to See an Active Market Area

Electronic Foreclosure Flier
Click to enlarge sample
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- Exclusively run the local area of our site for your market area set up similar to a franchise. Includes a content and banner management system promoting your lending services and services of your partners.
- Foreclosure buyer capture system and continuous contact campaign for your local registered buyers.
- Promote your agents and yourself as local "Foreclosure Buying Experts".
- Automated electronic flier system for such sites as Craigslist & Backpage designed to market the foreclosure, the agent, and lender while driving traffic back to your site capturing more registered buyers. Example here.
- Built in mass mailer to let your buyers know about your lending services and other services of your choice including your agent partners.
- Coaching from top producers that have grown their business from this system with ongoing monthly member webinars.
"We have tried many different marketing things and this is the only one that has "hit". Home buyer prospects go to where the homes are and they are finding us. We are getting several leads a day. Actually we just referred out a $600K deal to a local agent who is loving us right now."
Shane Turner
Mortgage Loan Officer
Broward County, Florida
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Example Foreclosure Banner |
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| Purchase Leads with FSBO Marketing |
What can a strong FSBO marketing program do for your business?
People do not drive neighborhoods looking for loans on the weekends or surf the internet for a loan before they start searching for a home. The fact that buyers go to where the homes are first is the primary reason most lenders have to rely solely on real estate agents for purchase loan referrals.
Due to the fact above FSBO sellers have always been a rich source or referrals and source of loans themselves. Our members learn to build their business by turning the seller and the FSBO home into their own personal marketing machine.
Most of the buyers who come to us through our FSBO system do not buy the FSBO putting us in a position to refer them out to an agent. With our FSBO program you can be in a position to earn your own loan business while referring out both buyers and sellers to your agent partners, creating new or solidifying your current agent relationships. How many of your competitors locally can offer the same? |

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| Features of our FSBO Marketing System |



Electronic FSBO Flier
Click to enlarge sample
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- Exclusively run the local area of our site for your market area set up similar to a franchise. Includes a content and banner management system promoting your lending services and services of your partners.
- FSBO buyer capture system and continuous contact campaign for your local registered buyers.
- FSBO seller registration & listing system where your local sellers can add and maintain there own listings.
- Automated electronic flier system for such sites as Craigslist & Backpage designed to market the FSBO and lender while driving traffic back to your site capturing more registered buyers. Example here.
- Automated seller drip campaign designed to keep you in constant contact with your sellers earning their business, more buyer referrals, and more opportunities to refer their listing business to your agent partners.
- Coaching from top producers that have grown their business from this system with ongoing twice monthly member webinars.
- Discounted yard & directional FSBO signs, marketing materials, car magnets, call capture, & much more.
"I have been working this FSBO marketing program for a number of years now and it has always been the backbone of my business. The sellers always love the program and often become loan clients themselves. I always tell them that I specialize in "private sale financing", earning their referrals, which often results in a successful FSBO transaction which I really do love closing. If however for whatever reason the buyer decides not to buy we normally refer them out to an agent. Many of our sellers still refer us business even several years after their home sold."
Kevin Bilberry
Mortgage Loan Officer & HBL President
Austin, Texas
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| Both systems are included. Are you ready to start generating your own purchase business? |
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Inquire to see if your area is available! |
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Loan Officer Testimonials |
HBL has always been a reliable source of mortgage leads for us. But in these difficult times and with the addition of the Foreclosure and Short Sales listings it has become invaluable to us!
There is no other lender around here that can give the quantity or quality of referrals to local agents like us.
Leah Tove
Mortgage Loan Officer
Asheville, NC
I absolutely love it! I appreciate all of your help. FYI, I have 2 deals closing this month from the system.
Mike Ortiz
Branch Manager, CMPS
Miami, FL
At this moment we have 1 purchase deal about to close, 8 approved buyers looking for homes that we have referred out to agents, and over 700 buyers currently registered within our area that we are cultivating. HBL is a major part of my long term plan to stay in front of consumers!
Eric Zanotelli
Branch Manager
Stillwater, OK
Out of the leads I received today 2 are very serious and are doing applications. I am about at 130 leads in 3 weeks! Right now I have 5 deals in my pipeline with 2 full approvals. One approval has already submitted a contract using an agent that I referred and the other is still looking for a house using that same agent. If anyone is unsure about signing up for this system and their area is available send them to me. As a satisfied client I am more than happy to talk about HBL.
Kenny Maldonado
Mortgage Loan Officer
Fort Worth, TX
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Real Estate Agent Testimonials |
I am currently in a closing right now and have one tomorrow from the buyers my lender is sending over through the HBL program. What else can I say but that it has helped us grow our business tremendously!
I can't say that we have ever worked with a lender that could feed us referrals like this. Their program is brilliant and it's nice to be receiving referrals instead of being begged for them.
Cliff Hahn
Real Estate Broker
Austin, Texas
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